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Loan Services

American National Bank offers a variety of loans to meet personal, business and agricultural needs. Terms & rates are competitive. Contact a loan officer to determine the loan that is right for you.

Personal Loans
Short and intermediate term loans to meet your needs.

Various types and collateral options:
  • Personal \ Household purchases
  • Auto Loans for purchase or refinancing
  • Loans secured by stocks, bonds and time Certificates of Deposit
You may obtain a reduced rate for automatic payments form your checking account

Credit Life and Disability insurance is available.

Home Loans
We offer the following variety of residential real estate loans to meet your needs:
  • Conventional Loan (secondary market)
  • Conventional Loan (in house)
  • Home Equity Line of Credit
Business Loans
Use a business loan if you need funds for operating, expansion, or start-up.

Collateral options include inventory, equipment, fixtures, or real estate.

Flexible payment terms are available.

Agricultural Loans
In times of volatile prices and increasing expenses, it is important we be more than just a place for a loan. When good management can make the difference between success and failure, we can provide the guidance to help ensure your success.

We offer loans for:
  • Operational expenses
  • Livestock and equipment purchases
  • Real Estate purchases
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